Better regulation through collaboration
CARR began with a shared idea. At the inaugural conference in November 2007, regulators saw an opportunity to create an association that would bring auto insurance rate regulators together from across Canada.
That idea became a reality at the 2008 conference in Banff, Alberta, where the CARR Association was formally established with a national board of regulators.
Our Purpose
Educate CARR members on current and emerging industry issues, regulatory developments, and trends affecting auto insurance rate regulation across Canada.
Provide a forum for members to discuss topics of shared interest, exchange perspectives on issues affecting multiple rate regulators, and learn from the experiences and approaches of other jurisdictions.
Facilitate the sharing of knowledge, expertise, best practices, and practical insights that are specific to the responsibilities and challenges of auto insurance rate regulators.
Strengthen collaboration among CARR members by creating opportunities to build relationships, identify common challenges, and explore areas where greater coordination and information sharing can benefit regulators.
What We Do
Annual conferences: Our CARR conferences bring regulators and industry together for sessions, speakers, and networking.
Webinars and training: Sessions on emerging topics in auto insurance and rate regulation.
Harmonized rating profiles: In 2008, CARR developed a set of harmonized rating profiles for use by members, and has refreshed them periodically since (2013, 2017, 2022, and a further review in 2025).
Collaboration: We work alongside national and industry partners, including the Canadian Council of Insurance Regulators (CCIR) and the General Insurance Statistical Agency (GISA).
Nova Scotia Utility and Review Board
Public Utilities Board, Newfoundland & Labrador
Financial Services Regulatory Authority of Ontario (FSRA)
Government of Yukon
British Columbia Utilities Commission
New Brunswick Insurance Board
Saskatchewan Rate Review Panel
Manitoba Public Utilities Board
Prince Edward Island Regulatory & Appeals Commission
Alberta Automobile Insurance Rate Board (AIRB)